What it sells
AI-Native Finance OS
Business model breakdown
Buyer: who owns the budget?
UnverifiedFounder, finance or HR lead.
Trigger: what makes them buy now?
Hiring contractors or employees abroad and switching from Deel, Gusto or Rippling to cut cost.
Workflow: what inputs become what output?
Run US payroll in 50 states, onboard contractors with local contracts and pay in 130+ currencies, hire via EOR in 150+ countries; also banking, spend and invoicing.
Economics: what it saves and how it charges
Subscription per worker plus new card/banking rewards; case study claims 50% cost reduction for 1840 & Company.
Distribution: how it reaches customers
Self-serve sign-up plus quote requests; VC and accounting partner channel.
Funding history and coverage
| Round date | Stage | Amount | Investors | Source |
|---|---|---|---|---|
| — | Y Combinator Summer 2022 | — | Y Combinator | ycombinator.com |
Profiles summarize public reporting and company websites. Business-model notes are MaxBC's reading of that material, not confirmed facts; unknowns are left blank rather than guessed. Updated 2026-10-12.