What it sells
Embedded banking software platform and marketplace
Business model breakdown
Buyer: who owns the budget?
UnverifiedHeads of partnerships/product at fintechs; fintech program leaders at banks.
Trigger: what makes them buy now?
A single bank relationship risk (bank risk stance changes) and need for launch infrastructure.
Workflow: what inputs become what output?
Fintech picks a bank in the network and launches via ledger, payments, programs on one platform; banks manage program selection and oversight.
Economics: what it saves and how it charges
UnverifiedPlatform fees from banks and fintechs; $1.1T bank assets, $170B annualized payments volume.
Distribution: how it reaches customers
Talk to our team plus developer sandbox self-start; marketplace.
Funding history and coverage
| Round date | Stage | Amount | Investors | Source |
|---|---|---|---|---|
| — | Y Combinator Winter 2018 | — | Y Combinator | ycombinator.com |
Profiles summarize public reporting and company websites. Business-model notes are MaxBC's reading of that material, not confirmed facts; unknowns are left blank rather than guessed. Updated 2026-10-12.