卖什么
Make Banking Magical
商业模式拆解
买家：谁掌握预算？
未核实Lending/credit operations and digital leaders at FDIC-insured community, regional and national banks and non-bank lenders.
触发点：什么让他们现在购买？
Small-business and SBA loan origination is slow and manual; lenders need faster cycle times and lower cost per loan.
工作流：什么输入变成什么输出？
Online application with pre-fill, automatic credit/lien pulls, document collection portal, AI reading of tax returns and statements, underwriting support, SBA E-Tran submission.
经济账：省了什么，怎么收费？
Enterprise software sold to lenders; claims 90% less manual effort, 10x faster closing, go live in as little as 2 weeks.
渠道：怎么接触到客户？
Demo-led enterprise sales to banks; broker lead submission channel; named partners Live Oak, Huntington, Celtic Bank.
融资历史与报道
| 融资日期 | 轮次 | 金额 | 投资方 | 来源 |
|---|---|---|---|---|
| — | YC 2023 夏季 | — | Y Combinator | ycombinator.com |
档案汇总自公开报道和公司官网。商业模式部分是 MaxBC 对这些材料的解读，不是已确认的事实；未知之处留空，不作猜测。 更新于 2026-10-12.