卖什么
A digital wallet for the Middle East & North Africa
商业模式拆解
买家：谁掌握预算？
未核实Small business owners and individual consumers in the UAE sign up themselves.
工作流：什么输入变成什么输出？
Create account with Emirates ID, share payment links or accept contactless Tap to Pay on phone, receive funds instantly in the Ziina balance, track on ZiiBoard.
经济账：省了什么，怎么收费？
Pay-as-you-go fees: 2.9% + 1 AED when paying by card/Apple Pay; receiving is free; paid Violet membership (100 AED/month) with FX and top-up benefits.
渠道：怎么接触到客户？
Self-serve mobile app (iOS/Android) and web, licensed by the Central Bank of the UAE; payment gateway and documentation for developers.
融资历史与报道
| 融资日期 | 轮次 | 金额 | 投资方 | 来源 |
|---|---|---|---|---|
| — | YC 2021 冬季 | — | Y Combinator | ycombinator.com |
档案汇总自公开报道和公司官网。商业模式部分是 MaxBC 对这些材料的解读，不是已确认的事实；未知之处留空，不作猜测。 更新于 2026-10-12.