卖什么
Simplified Banking as a Service for Latam
商业模式拆解
买家：谁掌握预算？
未核实Product or innovation head at a bank, fintech or crypto exchange launching a card program.
触发点：什么让他们现在购买？
Want to launch branded Mastercard products in under 4 weeks without building issuing infrastructure.
工作流：什么输入变成什么输出？
Client chooses Bespoke (API) or Express (whitelabel) path, defines cardholders, sets up KYC, funds a credit/prepaid wallet, and picks card type; virtual cards issue in 24 hours, physical in about 30 days.
经济账：省了什么，怎么收费？
未核实B2B card-issuing platform and BIN sponsorship; likely earns program fees and interchange share (not stated).
渠道：怎么接触到客户？
Sales-led ('Contact Sales') plus Mastercard partner program; sells to banks, fintechs, crypto exchanges, retailers, lenders, marketplaces across Latam.
融资历史与报道
| 融资日期 | 轮次 | 金额 | 投资方 | 来源 |
|---|---|---|---|---|
| — | YC 2022 冬季 | — | Y Combinator | ycombinator.com |
档案汇总自公开报道和公司官网。商业模式部分是 MaxBC 对这些材料的解读，不是已确认的事实；未知之处留空，不作猜测。 更新于 2026-10-12.