What it sells
All-in-one financial platform for latam Startups and SMBs.
Business model breakdown
Buyer: who owns the budget?
CFO or finance/treasury head at SMBs.
Trigger: what makes them buy now?
No corporate cards or credit from traditional banks; slow monthly card reconciliation and fraud exposure.
Workflow: what inputs become what output?
Open account, issue physical/virtual cards by cost center with spending caps, auto-categorize spend, pay Pix/boletos in batch, use AI expense reports and Claude MCP.
Economics: what it saves and how it charges
Revenue from card interchange, boleto/transfer/international fees and credit; account balance yields 90% of CDI.
Distribution: how it reaches customers
Self-serve account opening plus demo scheduling; Visa partnership content.
Funding history and coverage
| Round date | Stage | Amount | Investors | Source |
|---|---|---|---|---|
| — | Y Combinator Summer 2020 | — | Y Combinator | ycombinator.com |
Profiles summarize public reporting and company websites. Business-model notes are MaxBC's reading of that material, not confirmed facts; unknowns are left blank rather than guessed. Updated 2026-10-12.