卖什么
All-in-one financial platform for latam Startups and SMBs.
商业模式拆解
买家：谁掌握预算？
CFO or finance/treasury head at SMBs.
触发点：什么让他们现在购买？
No corporate cards or credit from traditional banks; slow monthly card reconciliation and fraud exposure.
工作流：什么输入变成什么输出？
Open account, issue physical/virtual cards by cost center with spending caps, auto-categorize spend, pay Pix/boletos in batch, use AI expense reports and Claude MCP.
经济账：省了什么，怎么收费？
Revenue from card interchange, boleto/transfer/international fees and credit; account balance yields 90% of CDI.
渠道：怎么接触到客户？
Self-serve account opening plus demo scheduling; Visa partnership content.
融资历史与报道
| 融资日期 | 轮次 | 金额 | 投资方 | 来源 |
|---|---|---|---|---|
| — | YC 2020 夏季 | — | Y Combinator | ycombinator.com |
档案汇总自公开报道和公司官网。商业模式部分是 MaxBC 对这些材料的解读，不是已确认的事实；未知之处留空，不作猜测。 更新于 2026-10-12.