卖什么
Banking designed for Indian couples.
商业模式拆解
买家：谁掌握预算？
未核实The two partners themselves (consumer)
触发点：什么让他们现在购买？
Couples tracking shared expenses with screenshots and Splitwise; want a joint account without branch paperwork
工作流：什么输入变成什么输出？
Download app, Aadhaar e-KYC (about 60s), invite partner, top up a shared balance, spend with two RuPay cards and see real-time transactions
经济账：省了什么，怎么收费？
未核实Earns up to 1% cashback on card spends shown to users; revenue model likely interchange on RuPay card spend (inferred)
渠道：怎么接触到客户？
Self-serve app download; built with zero advertising spend per about page
融资历史与报道
| 融资日期 | 轮次 | 金额 | 投资方 | 来源 |
|---|---|---|---|---|
| — | YC 2022 夏季 | — | Y Combinator | ycombinator.com |
档案汇总自公开报道和公司官网。商业模式部分是 MaxBC 对这些材料的解读，不是已确认的事实；未知之处留空，不作猜测。 更新于 2026-10-12.